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Udyam Registered
Management Consultancy
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Advisory Services
FairPay Solutions
FAIRPAY SOLUTIONSLegal Consultancy

Management consultancy and support services including financial awareness, debt advisory, documentation assistance, and borrower rights guidance.

Udyam Reg: UDYAM-UP-01-0175086 | NIC Code: 70200

+91 9389815277support@fairpaysolution.comgrievance@fairpaysolution.com (Grievance)info@fairpaysolution.com

Anthela Sector 12, Sikandra

Agra – 282007, Uttar Pradesh, India

Services

  • Personal Loan Settlement
  • Credit Card Relief
  • Anti-Harassment Service
  • Documentation Support
  • Borrower Rights Guidance

Company

  • About Us
  • How It Works
  • Contact

Legal

  • Disclaimer
  • Loan Type Policy
  • No Guarantee Policy
  • Fees & Refund Policy
  • Privacy Policy
  • Terms & Conditions
Legal Disclaimer:

FAIRPAY SOLUTIONS is an independent advisory and consultancy service provider registered under Udyam (UDYAM-UP-01-0175086). We are NOT a bank, NBFC, financial institution, or RBI-regulated entity. We do not provide loans, financial aid, or guarantee loan waiver, settlement approval, EMI reduction, or credit score improvement. All services are advisory and support-based in nature. Outcomes depend entirely on respective lender policies. Clients understand that loan settlement may negatively impact their credit score.

Download Official Disclaimer PDF

Grievance Officer: Compliance & Support Team |grievance@fairpaysolution.com| Resolution Time: Within 7 working days

© 2025–26 FAIRPAY SOLUTIONS. All rights reserved.

This website (www.fairpaysolution.com) is owned and operated by FAIRPAY SOLUTIONS, a Micro Enterprise registered under Udyam (UDYAM-UP-01-0175086), India.

FairPay Solutions is a Micro Enterprise registered under Udyam (UDYAM-UP-01-0175086).

We are not a bank, NBFC, or RBI-regulated entity. All services are advisory in nature.

    Appointment-Based | Unsecured Loans

    FairPaySolution

    Ethical Unsecured Loan Resolution

    Expert guidance for lawful, transparent, and structured debt resolution

    Call Expert Now

    ⚠️ We are not a bank or lender. Consultancy services only.

    2500+
    Clients Helped
    ₹50Cr+
    Debt Resolved
    98%
    Client Satisfaction

    Debt Calculator

    Estimate potential reduction

    ₹5,00,000
    Potential Savings
    ₹0
    Estimated potential reduction through structured settlement
    Steps to Debt Resolution5 Steps

    Start with a free consultation today

    ₹50 Cr+ Resolved
    ✨3-Step Shield

    Your Path to Debt-Free Life

    Legal & Strategic Solutions

    We understand that managing unsecured loans can be stressful. At FairPay Solutions, we provide a 3-step shield to protect your financial future and mental peace:

    🛡️

    Professional Debt Counselling

    पेशेवर ऋण परामर्श

    Confused about your finances? We analyze your current debt structure and create a personalized roadmap to manage your liabilities. We don't just offer advice; we build a legal strategy to help you regain financial control.

    Learn More
    🤝

    Expert Loan Negotiation Services

    विशेषज्ञ ऋण वार्ता सेवाएं

    Stop struggling with high interest and penalties. Our legal experts communicate directly with banks and financial institutions on your behalf. We negotiate for fair settlement amounts and affordable repayment terms, so you save money legally.

    Learn More
    ⚖️

    Harassment Protection & Legal Advice

    उत्पीड़न सुरक्षा और कानूनी सलाह

    Facing abusive recovery calls or legal threats? You have rights. We educate you on RBI guidelines and provide strong legal support to stop unethical harassment from recovery agents immediately. We stand between you and the creditors.

    Learn More

    2700+ clients helped with our expert services

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    Why Trust Us

    Why Choose FairPay Solutions?

    Your trusted partner in achieving financial freedom through legal expertise

    01
    ⚖️

    Expert Legal Protection

    We are not just mediators; we are legal consultants. We understand the depths of Indian banking laws and RBI guidelines. Our team ensures that you are protected against illegal recovery practices while we work on your settlement.

    02
    🚫

    Understand Your Rights Against Harassment

    Your peace of mind is our priority. Once you onboard with us, we step in to help you understand your legal rights against abusive recovery practices. We guide you on how to handle creditor communication professionally.

    03
    📉

    Maximized Savings

    Our experienced negotiators know exactly how to talk to banks. We strive to get you the lowest possible settlement amount and the most favorable repayment terms, helping you save a significant amount of your hard-earned money.

    04
    🔒

    Completely Confidential & Transparent

    We respect your privacy. Your financial details and personal information remain strictly confidential with us. We operate with complete transparency—no hidden charges, just honest legal guidance and support.

    Join 2700+ clients who chose professional guidance for their debt concerns

    How It Works

    Your Journey to Debt Resolution

    Our transparent, step-by-step process ensures you're informed and supported at every stage

    STEP 1 OF 5

    Free Initial Consultation

    Book your appointment and speak with our expert advisors

    Schedule a confidential consultation
    Discuss your loan situation
    No obligation, completely free
    Expert guidance from day one
    Progress20%
    Trusted by Thousands

    India's Leading Debt Advisory Platform

    0+
    Clients Helped
    ₹0 Cr+
    Debt Resolved
    0%
    Client Satisfaction
    0+
    Years Experience

    Media Presence

    Latest achievements and milestones

    FairPay Solution - Growing as India's trusted unsecured loan advisory platform

    RBI Guidelines Compliant
    Transparent Advisory
    Ethical Practices
    Client Confidentiality
    Join 2500+ clients who explored their debt relief options
    About Us

    Who We Are

    Independent Unsecured Loan Advisory Consultancy

    FairPay Solution is an independent unsecured loan advisory consultancy created to support borrowers facing financial stress and recovery-related challenges.

    We focus on borrower education, legal awareness, and structured guidance — enabling clients to engage with lenders lawfully and confidently.

    We are not a bank, NBFC, or lending institution. All services are advisory in nature. View our Loan Type Policy.

    3+ years of combined industry experience
    2500+ clients successfully guided
    ₹50 Cr+ debt resolved through our advisory
    98% client satisfaction rate

    Our Mission

    To empower borrowers with knowledge, protect their rights, and provide ethical guidance through the debt resolution process. We believe informed borrowers make better financial decisions.

    Our Vision

    To become India's most trusted debt advisory platform, known for transparency, ethical practices, and client-first approach. We envision a future where every borrower knows their rights.

    Our Core Values

    Ethical & Transparent

    We believe in complete transparency. No hidden fees, no false promises, just honest advisory.

    Client-Centric Approach

    Your financial well-being is our priority. We provide personalized solutions tailored to your situation.

    Expert Guidance

    Our team has 10+ years of combined experience in debt advisory and financial consulting.

    Results-Driven

    98% client satisfaction rate. We focus on achieving the best possible outcomes for our clients.

    Important Notice

    FairPay Solution is an independent advisory consultancy. We are not a bank, NBFC, or lending institution. We do not provide loans, credit, or financial products. Our services are purely advisory and educational in nature. All consultations are appointment-based. Learn more about eligibility or use our debt calculator.

    Know Your Rights

    Your Rights as a Borrower

    Understanding your legal rights is the first step to protecting yourself from harassment and unfair practices

    Recovery Calls Only During Permitted Hours

    Lenders can only contact you during specific hours as per RBI guidelines

    Calls allowed only between 7 AM to 7 PM
    No calls on Sundays and public holidays
    Maximum 3 calls per week per loan
    Violation can be reported to RBI Ombudsman

    No Abuse, Threats, or Intimidation

    Recovery agents cannot use abusive language or threaten you

    No abusive or threatening language
    No visits to workplace without permission
    Cannot contact family/friends repeatedly
    Physical threats are criminal offenses

    Right to Written Communication

    You have the right to request all communications in writing

    Request written notice for all claims
    Demand detailed loan statements
    Get settlement offers in writing
    Maintain records of all correspondence

    Right to Grievance Escalation

    You can escalate complaints as per RBI norms

    First escalate to lender's grievance cell
    Then approach Banking Ombudsman
    File complaint with RBI if unresolved
    Legal recourse available for violations

    Important: Document Everything

    Keep detailed records of all communications with lenders and recovery agents. This includes:

    Call recordings (if legally permitted)
    SMS and WhatsApp messages
    Email correspondence
    Written notices and letters
    Dates, times, and names of callers
    Details of any threats or harassment

    These records will be crucial if you need to file a complaint with the RBI Ombudsman or take legal action.

    Need help understanding your rights? Consult with our experts today
    Client Success Stories

    Real Results from Real People

    See how our advisory services have helped clients explore their debt relief options

    5.0
    "FairPay Solution helped me understand my rights as a borrower. Their advisory was transparent and professional. I was able to settle my ₹10L personal loan for ₹4L through their guidance. Life-changing experience!"
    RS
    Raj S.
    Sanjay Place, Agra
    Personal Loan
    Original Debt
    ₹10.0L
    Settled For
    ₹4.0L
    Total Savings
    60%
    Saved ₹6.0L
    Resolution Time
    18 months

    Share Your Experience

    Your feedback helps others make informed decisions about their financial journey.

    Select Rating

    By submitting, you agree to allow us to display your review on our website. We prioritize your privacy and will only show your first name and city.

    FAQ

    Frequently Asked Questions

    अक्सर पूछे जाने वाले सवाल

    Find answers to common questions about our services, process, and policies

    Still have questions?

    Our expert advisors are here to help. Book a free consultation to get personalized answers.

    Call +91 9389815277Email Us

    Ready to Explore Your Options?

    Take the first step towards understanding your debt relief options. Get a free consultation and discover what may be possible for your situation.

    Call: +91 9389815277
    Completely Confidential
    Fast Response
    RBI Compliant